Job Description
Hours:
40
Schedule:
This position is remote eligible for up to 40% of the time. The office location for this position is at ESL Corporate Headquarters in Rochester, NY. Hours are Monday - Friday 8:00am - 5:00pm. Must be flexible to meet current and future business needs.
Pay:
Starting Pay: $137,500 Pay Range: $108,684 - $153,457
Purpose:
The Lead Financial Planner is responsible for developing comprehensive, integrated, multigenerational wealth management strategic plans for clients, deliver same to client with advisor. This position oversees financial planning for the entire ISLLC group, collaborates on planning for the Trust Services Team clients, reviews plans, provides training and guidance to team on complex strategies. Duties include providing sophisticated estate and personal financial planning technical support, interviewing with clients and financial consultant/wealth manager to validate client’s assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives and appropriately complete or oversee plan. This individual will act as senior expert in understanding and communicating complex topics such as Social Security, Income Tax, Retirement Planning and IRA rules, Estate Planning and Trusts. The position is an active participant in the New Account Acceptance Committee (NAAC), Trust Administrative Committee (TAC) for ESL Trust Services, and the Advanced Planning Group (APG) for all of wealth management.
Accountabilities:
Expert Resource for Financial Planning
Analyzes Client’s financial status, develops financial plan based on analysis of data and client’s goals, discuss financial options with client in conjunction with assigned advisor
Work Effectively with all wealth team members and act as financial planning resource for ESL
Participate in Client and team meeting(s)
Meet with client’s to present plan, collaborate with respective advisor to complete plan implementation strategies.
Meet with prospects and clients that request financial only, develop plan for a fee.
Maintain contact with advisors to revise client plans based on modified needs of client or changes in investment market
Supervision of Planning Activity
Supervise plans prepared by FC/WM for accuracy and make recommendations.
Provide education on complex topics to entire wealth team during monthly meetings
Provide specific training on software tool used for financial planning (basic, intermediate, advanced)
Participation in select committee meetings
Participate in NAAC and TAC meetings by exhibiting a depth of knowledge of trust and estate agreements, governing documents and account agreements. Able to show extensive knowledge of fiduciary duties and applicable laws, including trust and tax law, estate planning techniques. Must have knowledge to provide fiduciary oversight of such documents.
Participate in Advance Planning Group, consists of all businesses in wealth management, to assist in analyzing complex, high net worth cases and help determine appropriate platform to ensure excellent client experience.
Create and Deliver Educational Presentations
Create and deliver training for both employees and client/prospects.
This job entails professional interaction with internal and external stakeholders, and as such needs to have the ability to breakdown complex issues and relay the information in layman terms.
Must be comfortable in front of groups to provide training and education in meetings and external seminars.
Create seminar and training materials as subject matter expert.
Qualifications:
Bachelor's degree required
Minimum of 10 years of directly related industry experience
Certified Financial Planner (CFP) required
Certified Trust and Fiduciary Advisor required, or the ability to obtain within 12 months of hiring
Demonstrates alignment with ESL’s Core Values, mission, vision, and purpose to help our community thrive and prosper
We’re committed to diversity, equity, and inclusion. ESL recognizes the importance of a culture that embraces diversity and values individual differences. We are committed to cultivating a diverse workforce at all levels that mirrors the communities we serve. We welcome applications from people with diverse perspectives and backgrounds. We strive to create an inclusive, respectful and equitable environment, which makes ESL a great place to work!
225 Chestnut Street * Rochester, New York 14604 * 585.339.4475 * 800.814.5884
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products may be offered through LPL or its licensed affiliates or ESL Investment Services, LLC. ESL Investment Services, LLC, member FINRA/SIPC, provides referrals to LPL and its affiliates. Neither ESL Investment Services, LLC, a subsidiary of ESL Federal Credit Union, nor ESL Federal Credit Union are affiliated with LPL or its affiliates. ESL Federal Credit Union is not registered as a broker-dealer or investment advisor. Products and services are offered through LPL or its affiliates by LPL registered representatives doing business as ESL Investment Services. Representatives are dually registered with ESL Investment Services, LLC and LPL and may also be employees of ESL Federal Credit Union. Securities and insurance offered through LPL or its affiliates are:
The investment products sold through LPL Financial are not insured ESL Federal Credit Union deposits and are not NCUA insured. These products are not obligations of or guaranteed by ESL Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.
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Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
Job Tags
For contractors, Flexible hours, Monday to Friday,